QUESTION

Will Trump change student loan forgiveness?

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Asked May 31, 2026
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Answer62% confidence

Probably yes — but mostly in limited ways, and not by himself for everything.

A president can change how the Department of Education runs repayment and forgiveness programs, but major, lasting changes usually depend on Congress or on whether the courts uphold the policy.

What to expect in general:

  • Broad debt cancellation: Trump has opposed large, across-the-board student loan forgiveness, so new mass-cancellation efforts would be unlikely.
  • Repayment plans like SAVE: These are the most likely to be changed, narrowed, delayed, or replaced through administration action and court fights.
  • PSLF: Public Service Loan Forgiveness is set by law, so it would be harder to eliminate outright. But the administration could still change how strictly it is administered.

Bottom line: if you’re asking whether Trump could change student loan forgiveness policy, the answer is yes, especially repayment and administration rules. But full elimination of programs like PSLF would generally require Congress, and current court cases could also affect what happens.

For the latest status, check StudentAid.gov and your loan servicer, because these rules can change quickly.