Are gold ETFs better than buying physical gold?

Whether gold ETFs are better than physical gold depends on your goals.

Gold ETFs are usually better if you want convenience, easy trading, and simpler storage. They trade on exchanges like stocks and generally track the gold price, which makes them easy to buy and sell. They do have ongoing fund expenses, typically reflected as an expense ratio or management fee, and you do not personally hold the metal.

Physical gold is usually better if you want tangible ownership and direct possession of the asset. It can be attractive for long-term diversification or for people who want gold outside the financial markets. But buying physical gold usually means paying above the spot price in the form of dealer premiums, and you may also face storage, insurance, or security costs. If you store it with a dealer, vault, or custodian, there can also be some third-party risk.

In short: ETFs are often better for convenience and trading; physical gold is often better for direct ownership and holding gold yourself.