Can I write off a business laptop bought on credit?

Generally, yes: if you buy a laptop on credit and use it for your business, you may be able to deduct it under your local tax rules. The fact that you paid with a credit card or financing usually does not prevent a deduction.

What matters most is:

• when the laptop is placed in service,
• how much it is used for business versus personal use, and
• which tax rules apply where you are.

If it is partly personal, you can usually deduct only the business-use portion. In the U.S., a laptop may sometimes be expensed immediately or depreciated over time, depending on the applicable rules and your facts. But the exact treatment can vary by jurisdiction, and current thresholds or availability of specific expensing rules can change.

For interest, the purchase price and the financing cost are different. Interest may be deductible only in certain situations, and the rules depend on how the debt and card are used.

Keep good records, including the receipt, statement, and evidence of business use. Because tax rules vary and can change, it is a good idea to confirm the exact treatment with a CPA or tax professional in your location.