Can I claim contractor payments if I paid by e-transfer?

Yes — in general, you can claim contractor payments even if you paid by e-transfer. The payment method itself usually doesn’t matter; what matters is that the expense is business-related and you can support it with proper records.

Keep:

• a detailed invoice or contract showing who provided the service, what was done, the date, and the amount;
• proof of payment, such as the e-transfer confirmation and bank statement;
• any required tax records for your jurisdiction.

A few important cautions:

• If the contractor work was personal rather than for your business, you can’t claim it.
• E-transfer confirmations help, but they should match the invoice and your business records.
• Reporting forms and thresholds vary by country and contractor type, so verify whether you need something like a T4A in Canada or a 1099-NEC in the US based on your situation. In Canada, businesses may have to issue a T4A in some cases for subcontractor services over certain thresholds, so check the current CRA rules for your facts.