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Should you pay off credit cards before applying for a mortgage?
Paying down credit cards before applying for a mortgage can lower DTI and improve credit utilization, but keep enough cash for closing and reserves.
Should you pay off credit cards before applying for a mortgage?
Paying down credit cards before applying for a mortgage can lower DTI and improve credit utilization, but keep enough cash for closing and reserves.
Finance

Best Answer93% confidence93%May 29, 2026

Best Answer93% confidenceMay 29, 2026

Credit Cards Answers · Maars

Explore credit cards with community Q&A on payoff strategies, comparisons, and buying advice. Find clear explainers for everyday card decisions.